Term Loans
Term Loans Built for Long-Term Business Growth
Structured financing with predictable payments and longer terms for qualified businesses seeking growth, expansion, or larger investments.
Estimated rate
6.9% – 24.99%
Terms
1 – 5 years
Typical timeline
~2 – 3 weeks
How it works
Qualified businesses with strong credit, stable revenue, and healthy financials may access a longer-term loan with fixed monthly payments — typically best for growth, expansion, equipment, and larger business investments.
Rate & term
Estimated rate range of 6.9% – 24.99% with terms of 1–5 years, depending on industry, use of funds, credit profile, time in business, and overall financial health.
Required documents
- 6 months of recent business bank statements
- 2 most recent years of business tax returns
- 1 year of personal tax returns
- Debt schedule and updated personal financial statement
- Balance sheet and P&L may be required for larger requests
Subject to underwriting. Rates and terms depend on applicant profile; funding timelines vary by documentation and funding partner requirements.